Additional Insurance Products

Coverage designed to round out your institution’s protection beyond your core lender-placed program.

Risk doesn’t stop at the collateral. Cyber threats, fraud, professional liability claims, and gaps in borrower coverage can all create financial loss, operational disruption, and regulatory exposure. These products work together to close those gaps. We help you sort through priorities and build coverage that’s practical, clear, and ready to support your team when it matters most.

Cyber Liability Insurance
Protects against the fallout after a cyber incident.
Cyber Liability Insurance addresses the broader impact of data breaches and system failures, including recovery costs, regulatory requirements, and business disruption. We help you build coverage that supports resilience and recovery when incidents occur.
Typically Includes:

• Data breaches and privacy incidents
• Network outages and business interruption
• Regulatory response and notification costs
• Cyber extortion, ransomware, and recovery expenses

Cyber Crime Insurance
Protects against direct financial loss from fraud and criminal activity.
Cyber Crime Insurance safeguards your institution against losses from fraudulent transfers, social engineering, and internal or external cyber theft. We identify where exposure exists and guide you toward coverage that supports your controls and day-to-day operations.
Typically Includes:

• Fraudulent fund transfers and payment diversion
• Social engineering and impersonation schemes
• Forgery and employee-related theft
• Other direct financial losses tied to cybercrime

Professional Liability Insurance
Protects against claims tied to errors or services provided.
Professional Liability Insurance protects your institution when clients allege errors, omissions, or failures in professional services. We walk you through coverage options that align with your responsibilities and reduce disruption when claims arise.
Typically Includes:

• Alleged service errors or omissions
• Documentation and processing disputes
• Negligence claims
• Legal defense and regulatory response needs

Mortgage Impairment Insurance
Protects your interest in the collateral when borrower coverage fails.
Mortgage Impairment Insurance protects your institution when a mortgaged property suffers damage and the required borrower insurance turns out to be missing, lapsed, or insufficient. It acts as a safety net behind your tracking and lender-placed program, covering your interest in the collateral when gaps slip through.
Typically Includes:

• Uninsured or underinsured physical damage to mortgaged property
• Losses from lapsed or cancelled borrower coverage
• Errors and omissions in insurance tracking and placement
• Protection for your institution’s interest across the portfolio

Each of these products plays a different role, but together they close the gaps your core program doesn’t reach. We explain how they work individually and how they fit together, so your coverage stays clear, practical, and aligned with how you operate.