IL Group is a leading third-party provider of customized insurance products and services to financial institutions and independent agents nationwide.
We began in 1989 with three core values—understanding our clients’ needs, delivering outstanding products and providing exceptional customer service. For three decades, our commitment to these values has made us one of the most trusted insurance partners in the financial services industry.
Today, we are widely known for our personalized service, insurance expertise and affordable products and services. Our cost-effective coverage for residential, commercial, agricultural, auto and other collateralized loans protects lenders, servicers, housing authorities from losses, while our wide range of financial services gives them the tools they need to excel.
IL Group works primarily with financial institutions, including banks, credit unions, mortgage lenders, servicers, hard money lenders, and investors. Our services are designed to support organizations managing loan portfolios, real estate assets, and lender-placed insurance programs.
Insurance placement is only part of what we do. IL Group takes a hands-on, service-first approach, working alongside your team to manage risk, support compliance, and streamline day-to-day processes long after coverage is in place.
Lender-placed insurance protects a lender’s interest when a borrower’s required insurance lapses or is insufficient. It helps reduce exposure to loss while ensuring coverage remains in place throughout the life of the loan.
Yes. Many of our services are designed to integrate directly with your system of record, helping reduce manual work, duplicate data entry, and operational friction. When integration isn’t required, we can also work within your existing system and workflows. Our goal is to support the way your team already operates, not disrupt it.
IL Group remains actively involved. We work day to day with your team to answer questions, support reporting needs, and help manage adjustments as portfolios and priorities shift.
Our risk management services focus on identifying potential exposures, improving workflows, evaluating vendors, and supporting implementation. We stay actively engaged, working day to day with your team as needs evolve.
Flood zone determinations identify whether a property is located in a FEMA-designated flood zone and whether flood insurance is required. Accurate determinations help support compliance, reduce risk, and avoid unnecessary coverage or penalties.
We use current FEMA data, proven technology, and ongoing regulatory monitoring to ensure determinations remain accurate and aligned with evolving requirements—without adding extra steps to your workflow.
Loan tracking services help ensure collateral coverage remains in place throughout the life of a loan. They are especially valuable for lenders managing multiple collateral types or large portfolios.
Getting started begins with a conversation. We take time to understand your portfolio, processes, and goals, then recommend services that fit your needs.
